p {  font-family: "Times New Roman", Times, serif; font-size: 12pt}
h1 {  font-family: Arial, Helvetica, sans-serif; font-size: 16pt; color: #990000}
h2 {  font-family: Arial, Helvetica, sans-serif; font-size: 14pt; color: #990000}
h3 {  font-family: Arial, Helvetica, sans-serif; font-size: 12pt; color: #990000}
h4 {  font-family: Arial, Helvetica, sans-serif; font-size: 10pt; color: #990000}
a:active {  color: #FF3333}
a:hover {  color: #99CC99}
a:link {  color: #990000}
.point16 {  font-family: Arial, Helvetica, sans-serif; font-size: 16pt; color: #990000}
.point14 {  font-family: Arial, Helvetica, sans-serif; font-size: 14pt; color: #990000}
.point12 {  font-family: Arial, Helvetica, sans-serif; font-size: 12pt; color: #990000}
.point18 {  font-family: Arial, Helvetica, sans-serif; font-size: 18pt; color: #990000}
a:visited {  color: #990000}
.subhead {  font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; color: #990000}